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We offer you valuable information and current news from the world of company pension schemes.
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As part of a study, IOGW Consulting Wuppertal conducted a survey of companies in 2016 and found that the average fluctuation costs per case in companies amounted to € 43,069, an increase of 17% compared to 2013. This alarmingly high amount, which some companies are not even aware of, is likely to be significantly higher in the IT and communications industry, where a high shortage of qualified team members has been increasing for years.
The shortage of IT specialists has worsened further. In Dec. 2023, 149.00 positions were vacant. This is an increase of 8,8% compared to 2022 and 55% compared to 2021, when 96.000 positions were vacant. These are the results of the last Bitkom study on the job market for IT specialists, for which 853 companies were surveyed representatively. “The shortage of IT specialists exists regardless of economic cycles and is a systemic problem of the German economy. Too few specialists and too much regulation are slowing down digital Germany”, says Bitkom president Dr. Ralf Wintergerst… “The shortage of IT specialists will become even more severe in the coming years due to demographic developments…”.
Old-age poverty is an increasingly pressing problem in our society, and it is becoming ever clearer that women are particularly affected by this. The phrase “poverty in old age is female” sums up the injustice and structural problems that women face in old age. The reasons why women face an increased risk of poverty in old age are complex:
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Of course, employees rightly ask themselves how efficient the company pension scheme is and what effect it has on the statutory pension insurance (GRV), which is certainly inadequate. The effect is regularly underestimated.
We are happy to provide a little help in making a decision:
How much will my retirement income increase if I opt for a occupational pension?
Let’s take a look at the following employee(s):
Company pension – protection against inflation
Since the inflation peaks in 2022 and 2023 many investors have been worried and are rightly wondering what their capital will be worth when they start retiring. Because inflation over a longer period of time naturally means a significant loss of purchasing power. The European Central Bank (ECB) is known to aim for an inflation rate of 2% p.a. which it believes is economically sensible and is aligning its monetary policy with its goal. With a long term savings plan such as a company pension scheme (bAV) it naturally makes sense to look for solutions to this problem. So:
There is a need for action.
