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Freelancers / Self-employed

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Only when you have arranged your retirement provision
the subject will leave you alone

In Germany freelancers do not have access to the state contributions of the company pension system. But the state also provides for freelancers contributions of up to 40% on your own savings through tax savings. This is called the NXT.LVL-Basisrente. 

Industry discount

With NXT.LVL you automatically benefit from a special industry discount that mean higher utility services for you than with a standard product. A similar preferred condition is possible for your family members.

 

ESG Investment

Option: The offered products  include products that meet all requirements for environmental, social and governance  (ESG) capital investments, especially when viewed critically. One of the freely selectable funds invests only in solar-, wind- and waterenergy. And can proof a performance of 9,3% return p.a. since launch 2018. 

 

High flexibility

With NXT.LVL you remain mobile and flexibel throughout the savings period. Since self-employed income can fluctuate, flexibility may be particularly important to you. You can adjust savings contributions up or down at any time or even make them contribution-free. If the current income is still manageable you simply start with a smaller savings contribution, which then increases every year.

And especially interesting: In a good income year, you can minimize your tax burden at the end of the year with a one- off savings contribution.

You can also flexibly arrange the start of your pension yourself from the age of 62.

 

Leading supply partners

The supply partners of the NXT.LVL-company pension scheme are from the premier league of the German insurance industry. The product approach always focusses on the security of the capital investment.

International Freelancers

More and more companies in your industries are working with  non German speaking freelancers. Are you one of them? Of course we offer you the advice for the NXT.LVL-company pension scheme also in English language.

Shopping for wealth building

With the option cashbacks on online purchases NXT.LVL is the only company pension scheme offering team members the possibility to improve significantly the cashlife-balance for later retirement. This is that you can receive cashbacks on all your online – purchases at more than 1200 German online dealers (average approx. 4%). The cashbacks are credited to your retirement account and will generate investments income. 

+ a free master creditcard if desired. This means:

NXT.LVL-The Turbo for your wealth building

Your backup: The security of your workforce

You certainly backup regularly your programs as well as your laptop. Because you cannot afford to take any risk here.But have you ever thought about to secure your workforce against occupational disability (OD).

NXT.LVL offers here a special opportunity to secure workforce against OD.  The best part: You will receive a premium refund of up to 90 % of the paid premiums if OD does not occur until age 65.

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SMART UTILITY SERVICES

FOR SMART WORK 

Invest 7 Minutes 
and benefit as a freelancer

Get to know us in a short online meeting. Within 7 minutes we will explain to you the unique advantages of the NXT.LVL-company pension scheme for your wealth building. And if we get along well we are happy to do free of charge and without any obligation an individual  calculation of your possible contributions and pension services.

After submitting your request we will contact you by phone or by mail to arrange an  online appointment.

7 MINUTES THAT ADVANCE YOUR EMPLOYER BRANDING

Get to know us in a short online meeting. Within 7 minutes we will explain to you the unique advantages of the NXT.LVL-company pension scheme for your company and your employees.

After submitting your request we will contact you by phone or by mail.